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Home Equity Loans – Why Banks and Borrowers Both Love Them

October 12, 2014 By Problem Bank List Staff Leave a Comment

With interest rates at all time lows why wouldn’t banks love handing out home equity lines of credit (HELOC)?  Since HELOCs are all written as adjustable rate second mortgages any increase in interest rates translates into instantly higher profits for banks.  With a HELOC the borrower takes on interest rate risk as opposed to a […]

Filed Under: Bank Lending, Banking News, Consumer Alert, Dodd-Frank Act, featured, Financial regulation, Interest Rates Tagged With: bank of america, banking industry, Banking News, Banks, HELOC, HELOCs, home equity line of credit

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