What Is the Average Rate on a Bank Credit Card?

Credit cards have become an absolute necessity for most people despite the high rates charged on revolving loan balances.  Whether traveling anywhere in the world or just buying a cup of coffee at Starbucks, a credit card allows the purchaser a safe, convenient, and fast method of paying for a purchase. The use of both […]

Not All Banks Made Poor Lending Decisions During The Bubble Years – 5 Banks Worth Buying

With hundreds of bank failures over the past four years and the Problem Bank List at a 20 year high, it is sometimes easy to get the impression that all banks were engaged in reckless lending during the real estate bubble years. While virtually all of the “Too Big To Fail Banks” engaged in highly […]