Who Is To Blame For Borrowers Taking Loans They Can’t Afford?

Ever since the mortgage crisis started in 2008, there has been a wide divergence in opinions on who was to blame for borrower defaults.  Many blame greedy bankers who abdicated sound underwriting principles for financial gain by approving mortgages for unqualified borrowers.  Others blame the borrowers themselves for being irresponsible and taking on debt that […]